Database Answers Challenger Banks
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Data Model for Challenger Banks   
We would be glad to have your comments.
Here's an article in the Financial Times about Digital Challenger Banks and here is the architecture for our Cloud Service for Banking.
We can also call our Digital Bank an "Open Bank" in line with the Competition and Markets Authority (CMA) report proposing "an Open Banking Revolution" that was published in the UK press on August 9th..

This is a draft of our starting-point :-
  • Atom "The UKs first bank built exclusively for mobile"
  • Mondo Bank (added Dec 4th. 2016)
  • Monzo Bank (UK) (added Dec 4th. 2016)
  • Revolut Bank (Wikipedia Entry) (added Nov25th. 2017)
  • Shawbrook Bank (Wikipedia Entry)
  • Starling Bank
  • Tandem Bank
    Here are more details of our approach to Generic Banking

    A Template for a Digital Bank

    An Open Banking API from Apigee which offers an Open Banking APIx to be required by the forthcoming EU Financial Services Directive, but the UK will not be affected.

    Barry Williams
    Principal Consultant
    Database Answers Ltd.
    London, England
    August 16th. 2016

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